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Watch Intro Video

UCapital Invest Introduction

1 minute 52 seconds

The UCapital investment opportunity offers a safe return starting at a minimum of 8% per year (paid monthly). For those no longer looking to invest in stocks or property this is the ideal opportunity to supplement your income and make your money work harder. Smart Investment for Smart Investors.
In a video interview, one of the founding partners Jacques Pretorius, uncovers some of the main questions potential investors have asked.

Who are the founders and what is their background?

Jacques and Maurice Pretorius.

They were mentored by their father in the family business, Maxidor, which was a light metal manufacturing company. They produced, sold and installed physical security barriers in Africa. Maxidor became a Top300 company in South Africa. It was rated 21st in the Delloit and Touche “Best company to work for” competition. They employed between 300-400 people at any point in time. They moved to Australia in 2011. They sold Maxidor 2 years later and started UCapital. Find more information on the subject here

What type of security do I get?

It’s important to note that managed investments do not usually include security. The investment stands or falls depending on the success of the business/share/venture. E.g. the stock markets. You buy stocks based on your research and believe that the company will do well. There is no security when your shares decrease in value, or the company fails.
The UCapital opportunity is a managed investment model. We have the technology to invest the funds into thousands of good business in Australia which ensures UCapital a high yield. Traditionally no security is offered if you wanted to participate in this model. We do though offer investors security on our loan book asset. Each investor has a legal claim on the collections of this asset equivalent to the money they have invested. The asset is dynamic and yields on average 48% per year (5 years data).
This, however, does not make the investment risk free but does mitigate the risk significantly. Also, have a look at the section “Our approach to risk” to see what we further do to reduce risk.

What are the essential terms of the loan and what is the interest rate?

A minimum investment of $100,000 over a 2-year contract period with a 120 day notice period. The interest rate depends on the loan amount, and terms agreed on. Interest rates start at 8.5% per annum. Find more information on the subject here

Can the UCapital investment form part of my self-managed super fund?

Yes! Keeping in mind though that the trustees need to be prudent and measure the merits of the opportunity before investing. This type of opportunity can be dealt with in their trust investment policy. Find more information on the subject here

What is UCapital's core business?

We are an alternative business loan supplier providing loans from $5-$250k. “We Say YES when the banks say NO“. Banks have declined to help many good businesses. Because we look at the deal differently, we have helped many companies with capital to grow. Find more information on the subject here

Why can I trust UCapital? How do I know I'll get my money back?

We have aligned ourselves with the experts in the industry. We lend responsibly. Take a look at our risk management section of our investor info pack.  After many years, we know the return we get on our loan book. All the money we raise goes into the loan book. When the time comes to pay back an investor, we adjust our daily loan book investment. Doing this helps free up the investor’s money in enough time to repay the loan. Our current investors are happy to give testimonials. We have never let our investors down. Find more information on the subject here

What is the level of risk investing with UCapital?

To be clear….we are not financial advisors or planners. You need to seek personal financial advice with regards to this investment. At face value this might seem like a high-risk investment, especially considering the high-interest rates we offer. Here are the reasons why we feel this is a low to medium risk investment:

  • UCapital is part of one of the most recession-proof industries. Our clients (SME’s) are the most resilient when the economy takes a downturn.
  • Our clients are all over Australia in all types of industries. They would all need to fail at the same time for us to be in trouble.
  • We use a well-seasoned credit model.
  • You have security on the loan book.
  • We have never let an investor down.

Find more information on the subject here

Why should I invest with UCapital instead of buying property?

Where you invest your money depends on your risk profile and your investment policy.  Property still is a good and relatively safe investment. Here are a few reasons why some people have invested with UCapital instead:

  • At the moment, The UCapital investment offers a higher return per annum than many properties (all costs considered).
  • Investing in UCapital Is hassle-free in comparison to an investment property. Dealing with tenants, Airbnb etc can be frustrating and time-consuming.
  • Many people don’t have enough money to buy a property, so investing $50-$500K with us is convenient.
  • Many people like the monthly interest payments to supplement their income.

Find more information on the subject here

Why should I invest with UCapital instead of buying shares on the stock market?

Where you invest your money depends on your risk profile and your investment policy. Some blue-chip stocks are a good and relatively safe investment. Here are a few reasons why some people have invested with UCapital instead:

  • At the moment, the UCapital investment offers a higher return per annum than most stocks or share.
  • There is no volatility investing with UCapital. You know what you are going to get.
  • Many people feel unqualified to trade in the stock market.
  • Our investors love the regular monthly payments we offer to supplement their income.
  • It’s not one vs the other -Shares vs UCapital. Why not try a combination of both? It makes perfect sense to spread your risk and diversify your investment portfolio.

Find more information on the subject here

Who are the founders and what is their background?

1 minute 36 seconds

What are the basic terms and interest rate?

1 minute 25 seconds

What type of security do I get?

2 minutes 3 seconds

What is the level of risk investing with UCapital?

2 minutes 2 seconds

How can I trust UCapital?

2 minutes

Why invest with UCapital instead of buying property?

1 minute 42 seconds

Why should I invest with UCapital instead of buying shares on the stock market?

1 minute 33 seconds

Can the UCapital investment form part of my self managed Superfund?

1 minute 3 seconds

What is UCapital's core business?

53 seconds

How can we help you?

Investment exists, without knowing, you’re doing it day-to-day. Your Goal saver account, saving to buy property and super just to name a few. But how much are you earning? Here’s your opportunity to receive a safe return; with up to double a bank’s interest, starting from 8% return on your capital.

You’ve worked hard; let us work to gain you a safe return.

Learn more

UCapital is here to help business people with good ideas to develop their businesses. We take a personalized approach to lending, offering short-term alternative business loans of between $5,000 and $250,000. The money can be in your business within days.

Call us on 1300 1234 55 to talk about your needs